Debit cards allow you to use the money that you already have in your bank account. They are similar to credit cards in the sense that they allow you to travel cash free but are different in the form that you are not taking any… Read More

The use of plastic money has increased by manifold times in the recent time both with regard to debit as well as a credit card. There are many added incentives that the users receive by swapping cards rather than paying cash money. It helps in… Read More

It is quite possible, especially in case of shopaholics to max out on their credit card while indulging in some care-free shopping. Though shopping offers you great fun, but the large credit card bills are a great turn-off. To make this adverse situation a little… Read More

So what motivates you to save? What are the factors that contribute to your “NO” when it comes to shopping temptations and unexpected purchases? Reading money-saving tips and ideas can sometimes bore you because of its circling words like cut back or reduce expenses. But… Read More

Frugal living is a way of simplifying our life for the better. This is not about a state of deprivation nor sacrifice on what you need. By living frugally, you are not just saving extra money but also you learn how to create a budget,… Read More

Even though it keeps on varying every month, grocery bill takes up almost half of your monthly budget. You don’t understand how to squeeze all your needs into your budget. What you need to know is you can surely cut down your grocery bill without… Read More