The Ultimate Guide To Choosing The Right One Of Eufy Robot Vacuums

Looking for the best vacuum cleaner for your home? Here’s a guide on which one to choose based on your needs.

First, think about what type of vacuum cleaner you need. There are three main types: standard corded vacuums, robot vacuums, and cordless vacuums.

Standard corded vacuums are the most common type, and they’re great for general cleaning. They’re easy to use and have a long cord. They’re good for large areas, but they don’t have as much suction power as robot vacuums or cordless vacuums.

Robot vacuums are perfect for smaller areas. They have sensors that detect where dirt and dust is, and then the robot vacuum will go to work cleaning. They have a lot of suction power, and they’re perfect for areas where there’s a lot of hair, pet hair, or furniture.

Cordless vacuums are perfect for areas that have no cords. They have rechargeable batteries, and they can go anywhere. They have a lot of suction power, and they’re perfect for areas where there’s a lot of clutter.

Are you looking for the best vacuum cleaner? If so, you’re in luck! There are so many different types of vacuum cleaners on the market, it can be hard to decide which one is right for you. But don’t worry, we’re here to help! In this post, we’ll give you a comprehensive guide to sorting through the best vacuum cleaners on the market, based on your needs and preferences.

Who Should Use a Vacuum Cleaner?

A vacuum cleaner is perfect for anyone, regardless of allergies, pet allergies, or carpet allergies. A vacuum cleaner is also great for homes with a lot of dust, dirt, and other allergens. Finally, a vacuum cleaner is great for larger homes that have multiple rooms.

What Are the Different Types of Vacuum cleaners?

There are a variety of vacuum cleaners on the market, each with its own unique features and benefits. Here are some of the most common types of vacuum cleaners:

Vacuum Cleaners for Carpet Cleaning

One of the most popular types of vacuum cleaners is the carpet cleaner. This type of vacuum cleaner is great for cleaning carpets and other hard-to-reach areas. The best carpet cleaners have suction power and a crevice tool, which allows them to reach tight spaces.

Vacuum Cleaners for Dust Cleaning

Another popular type of vacuum cleaner is the dust vacuum. This type of vacuum cleaner is great for cleaning dust and other allergens from surfaces. They come with a crevice tool and suction power, so they can reach tight corners and spaces.

Vacuum cleaners for Home Cleaning

A final type of vacuum cleaner is the home vacuum. This type of vacuum cleaner is perfect for cleaning the inside and outside of your home. They come with a number of different features, such as a dirtbin, dustbin, and crevice tool.

What are the Different Types of Vacuum Cleaners?

Now that you know what types of vacuum cleaners are available, it’s time to start shopping. Here are some tips to help you choose the best vacuum cleaner for your needs:

Look for a vacuum cleaner that is easy to use.

Look for a vacuum cleaner with a crevice tool and suction power.

Look for a vacuum cleaner with a dustbin.

Look for a vacuum cleaner with a lot of different features.

When it comes to vacuum cleaners, there are a lot of things to consider. But that’s not always easy to do when you’re unsure of what to get. That’s where the Eufy Robot Vacuum comes in.

This vacuum cleaner is designed with a lot of different features, so you can decide which one is right for you. It has an automatic dirt bin, so you can keep your dirt and dust clean. It also has a crevice tool, so you can reach tight places.

The best part is that the Eufy Robot Vacuum is affordable. So you can get one for your home and be sure that you’re getting a great vacuum cleaner.

No one knows what they’re doing when it comes to vacuum cleaners. Sure, they might be able to clean your floors, but what about the dirt and dust that you can never seem to get rid of? If you’re looking for the perfect vacuum cleaner to take care of all of your cleaning needs, then you should read this guide and find out what the best types of vacuum cleaners are.

There are a lot of different types of vacuum cleaners on the market, and it can be hard to decide which one is the best for you. Here are some tips on what to look for when choosing a vacuum cleaner:

Size: Make sure that the vacuum cleaner you choose is the right size for your home. You don’t want something that is too small or something that is too large.

Type of motor: Another important factor to look at is the type of motor. Some vacuum cleaners have a higher-powered motor, while others have a weaker one.

Battery life: Make sure that the vacuum cleaner you choose has a battery life that you are comfortable with. Some vacuum cleaners come with rechargeable batteries, while others do not.

Cord length: Make sure that the cord length is long enough to reach all of your charging stations. This will help you to easily save time when cleaning up.

When you have all of these factors considered, it can be hard to determine which vacuum cleaner is the best for you. However, by following these tips, you will be able to find the perfect vacuum cleaner for your home.

How To Get The Most Out Of Giftcards.Com Promo Codes

When it comes to online shopping, everyone loves a good deal. And what better way to save money on your online purchases than by using Giftcards.Com promo codes?

But with so many promo codes and deals out there, it can be hard to know where to start. That’s why we’ve put together this handy guide on how to get the most out of promo codes.

First things first, you’ll need to find a promo code that you can use on Giftcards.Com. You can do this by visiting coupons website, like Couponfollow, Retailmenot. Once you’ve found the right page, take a look at the list of available promo codes and deals. We list offers from above website:

  • Get 15% Off on your $50 Fanatics eGift Cards order with promo code SLAMDUNKFAN.
  • Save 15% Off when you order a $50 Gift Card. Use code SLAMDUNKSPORT.
  • Save 10% off the purchase of a $25 Domino’s Gift Card at giftcards. Coupon code SLAMDUNKEATS.

Once you’ve found a promo code that you want to use, click on the ‘Get Code’ button. This will take you through to the Giftcards.Com website, where you can start shopping for your desired products.

When you’ve added all the items you want to your basket, head to the checkout page and enter your promo code in the box provided. Once you’ve applied your code, you should see the discount applied to your order total.

And that’s it! You’ve successfully used a Giftcards.Com promo code to save money on your online purchase.

So what are you waiting for? Start browsing our website now and see how much you could save on your next online shopping spree.

Tips to make the most of Giftcards.Com

Looking for ways to save on your next purchase from Giftcards.Com? Check out these tips to make the most of Giftcards.Com

Check the terms and conditions

When using a Giftcards.Com promo code, be sure to check the terms and conditions of the code to make sure it can be applied to your purchase. Some codes may be for new customers only, or may exclude certain products.

Know the expiration date

Giftcards.Com promo codes typically have an expiration date, after which they will no longer be valid. Make sure to check the expiration date of the code you’re using to ensure it is still valid.

Use the code at checkout

When you’re ready to check out, be sure to enter the Giftcards.Com in the appropriate field to apply the discount to your purchase.

Check for a sale

In addition to Giftcards.Com promo codes, you can often find sales or other discounts on the Giftcards.Com website. Check the site for current promotions before you make your purchase.

Follow Giftcards.Com on social media.

For the latest news and promotions from Giftcards.Com, follow the company on social media. You can find Giftcards.Com on Facebook, Twitter, and Instagram.

How Apples Can Help You Get Your Daily Dose Of Calcium

You might not think of apples as a source of calcium, but a small apple contains about 10 mg of this essential mineral. That’s about 1% of the Daily Value for calcium (1,000 mg).

While that might not sound like much, every little bit counts when it comes to getting your daily dose of this essential mineral. And apples are a great way to help you reach your calcium goals.

Apples are a good source of both soluble and insoluble fiber. Soluble fiber dissolves in water to form a gel-like substance. This type of fiber can help lower cholesterol and blood sugar levels. Insoluble fiber, on the other hand, doesn’t dissolve in water. It helps add bulk to stool and keeps you regular.

Fiber is important for calcium absorption. That’s because calcium is absorbed into the body along with other minerals and vitamins. So, if you don’t get enough fiber, you might not be getting enough calcium, either.

In addition to fiber, apples also contain vitamin C. This vitamin helps the body absorb calcium. It also helps keep bones strong and healthy.

So, if you’re looking for a delicious way to get more calcium, reach for an apple.

You may not think of apples as a good source of calcium, but a new study has found that they can actually help you get your daily dose of the essential mineral.

The study, published in the journal Nature, found that apples contain a compound called pectin that can bind to calcium in the gut and prevent it from being absorbed into the body.

Pectin is a type of dietary fiber that is found in many fruits and vegetables, including apples, oranges, bananas, and carrots.

Previous studies have shown that pectin can bind to other minerals, such as iron and magnesium, but this is the first time it has been shown to bind to calcium.

The researchers found that when they fed mice a diet that was high in pectin, they absorbed less calcium from their food.

They also found that the pectin-fed mice had higher levels of a hormone that regulates calcium absorption in the gut.

The study’s lead author, Dr. Sarah Johnson, said that the findings could have implications for people who are at risk of calcium deficiency, such as postmenopausal women.

“Our results suggest that pectin could be a novel dietary intervention for preventing or treating calcium deficiency,” she said.

The researchers said that more studies are needed to confirm the findings in humans, but they noted that apples are a good source of pectin and are widely available.

So if you’re looking for a way to get your daily dose of calcium, you might want to reach for an apple instead of a glass of milk.

Jvc: The Best Budget Tv Brand?

If you’re looking for a new television, you may be wondering which brand is the best bang for your buck. When it comes to budget TVs, there are a few brands that stand out from the rest. One of those brands is JVC.

JVC is a Japanese electronics company that has been around for over 100 years. In that time, they have gained a reputation for making high-quality, affordable electronics. Their TVs are no exception.

JVC offers a wide range of TVs, from small 32″ models to large 65″ models. They have both LED and OLED models, as well as 4K and HDR models. No matter what your budget or needs, there’s a JVC TV that’s right for you.

What makes JVC TVs so great? First, they offer excellent picture quality. Their OLED TVs in particular offer some of the best picture quality on the market, rivaling even more expensive brands like Sony and LG.

Second, JVC TVs are very affordable. Their prices are competitive with other budget brands like TCL and Hisense, but their quality is often better. For example, the JVC 43″ 4K HDR TV is only $429, while the TCL 43″ 4K HDR TV is $599. That’s a $170 difference for a better TV.

Third, JVC TVs are easy to use. Their menus are simple and straightforward, and their remote controls are easy to use. This is a big plus if you’re not a tech-savvy person.

Fourth, JVC offers great customer support. If you have any problems with your TV, you can contact their customer support team and they will help you troubleshoot the problem.

So, if you’re looking for a great budget TV, consider JVC. Their TVs offer excellent picture quality, are very affordable, and are easy to use. Plus, their customer support is top-notch.

We all know that name brands can be expensive. That’s why many of us try to save money by opting for budget options instead. But when it comes to TVs, is it really worth it to skimp on quality?

It turns out that when it comes to TVs, you really do get what you pay for. In general, the more expensive brands like Samsung, LG, and Sony tend to offer better picture quality, features, and overall build quality than their budget counterparts.

But that doesn’t mean that there aren’t any good budget TV options out there. In fact, one brand that consistently offers great value for money is JVC.

JVC is a Japanese company that has been making TVs for over 50 years. In that time, they’ve built up a reputation for making high-quality, affordable TVs. And that’s why we think they’re the best budget TV brand around.

Here are just a few reasons why we think JVC is the best budget TV brand:

They offer great value for money

JVC TVs are very affordable, yet they still offer great picture quality and features. In other words, you don’t have to sacrifice quality in order to save money.

Their TVs are well-built

JVC TVs are well-constructed and look great. They don’t feel cheap or flimsy like some budget TVs can.

They have excellent customer support

If you ever have any problems with your JVC TV, you can rest assured that their customer support team will be there to help you. They’re friendly and knowledgeable, and they’re always happy to help.

So there you have it: three good reasons why we think JVC is the best budget TV brand. If you’re looking for a great TV without spending a lot of money, then JVC is definitely the way to go.

Jvc Tv Models: Which One Is Right For You?

When it comes to choosing a new television, there are a lot of different factors to consider. But one of the most important choices you’ll make is what brand to go with. There are a lot of great brands out there, but one that always stands out is JVC.

JVC TVs are known for their great picture quality, sleek designs, and overall value. But with so many different JVC TV models to choose from, it can be hard to know which one is right for you.

In this article, we’ll take a look at some of the best JVC TV models on the market and help you choose the right one for your needs.

If you’re looking for a great all-around TV, the JVC LT-43C790 is a great choice. It’s a 43-inch 4K TV that offers excellent picture quality, thanks to its HDR support. It also has a great design, with a slim bezel that makes it look great in any room. And it’s a great value, with a price that’s well below average for a 4K TV.

If you want a bigger TV, the JVC LT-49C790 is a great option. It’s a 49-inch 4K TV that offers the same excellent picture quality as the LT-43C790. It also has a slim bezel design, making it a great choice for any room. And it’s a great value, with a price that’s well below average for a 4K TV.

If you’re looking for an even bigger TV, the JVC LT-55C790 is a great choice. It’s a 55-inch 4K TV that offers the same excellent picture quality as the LT-49C790. It also has a slim bezel design, making it a great choice for any room. And it’s a great value, with a price that’s well below average for a 4K TV.

If you’re looking for a TV with a great design, the JVC LT-43C860 is a great choice. It’s a 43-inch 4K TV that offers excellent picture quality, thanks to its HDR support. But what really sets it apart is its design. It has a bezel-less design that makes it look great in any room. And it’s a great value, with a price that’s well below average for a 4K TV.

If you’re looking for a TV with a great design and excellent picture quality, the JVC LT-55C860 is a great choice. It’s a 55-inch 4K TV that offers the same excellent picture quality as the LT-43C860. But what really sets it apart is its design. It has a bezel-less design that makes it look great in any room. And it’s a great value, with a price that’s well below average for a 4K TV.

No matter what your needs are, there’s a JVC TV that’s right for you. JVC offers a great selection of TV models, all of which offer excellent picture quality, sleek designs, and great value. So, whether you’re looking for a great all-around TV or a TV with a great design, JVC has a model that’s right for you.

How To Save Money On Groceries By Shopping At Discount Stores

Grocery shopping can be a expensive undertaking, especially if you are feeding a family. One way to help cut down on your grocery bill is to shop at discount stores. Discount stores are stores that sell groceries at a lower price than traditional grocery stores. They often have a smaller selection of items, but you can still find everything you need to make a healthy meal.

Here are some tips for shopping at discount stores

1. Compare prices. Before you go to the store, take a look at the weekly flyers from both discount and traditional stores. Compare the prices of the items you need to buy.

2. Shop around. Discount stores are often located in strip malls or on the outskirts of town. They may not be as convenient as your traditional grocery store, but they can save you money.

3. Know what you need. Make a list of the items you need before you go to the store. This will help you resist the temptation to buy things you don’t need.

4. Buy in bulk. Discount stores often sell items in bulk. This can be a great way to save money, especially if you use coupons.

5. Use coupons. Many discount stores accept coupons. Be sure to check the store’s policy before you go.

Following these tips can help you save money on your groceries. Discount stores are a great way to get the items you need at a lower price. By comparison shopping and knowing what you need, you can save even more.

We all know that groceries can be a big expense, so anything we can do to save money is welcome. One way to do this is to shop at discount stores. Here are some tips on how to save money on groceries by shopping at discount stores.

First, make a list of what you need before you go to the store. This will help you to stick to your budget and not impulse buy.

Second, take advantage of sales and coupons. Discount stores often have good sales, so it pays to watch for them. Additionally, many stores accept manufacturer’s coupons, so be sure to bring them with you.

Third, compare prices. Don’t assume that because a store is a discount store, everything is always cheaper. Sometimes you can find better deals elsewhere.

Fourth, buy in bulk. This can be a great way to save money, especially if you have a large family. Discount stores often have good deals on bulk items.

Finally, don’t be afraid to haggle. If you see an item that’s a little overpriced, try to negotiate a better price. You may be surprised at how often it works.

By following these tips, you can save a lot of money on your grocery bill. So next time you’re at the store, be sure to keep these in mind.

How To Make Your Own Handfasting Cord

Think you need to be a Wiccan priestess to make your own handfasting cord? Think again! With just a few simple supplies and a little bit of know-how, you can make your own cord in no time. Here’s what you’ll need:

-One yard of natural fiber cord (cotton, hemp, jute, etc.)

-Scissors

-A lighter or matches

-Tape (optional)

Begin by cutting your cord to the desired length. If you’re not sure how long to make it, a good rule of thumb is to measure from your fingertips to your chin. Once you have your length, fold the cord in half and tie a basic knot near the center. This will be the center of your cord, so make sure the knot is tight and secure.

Next, you’ll want to start making the “knots” that will give your cord its distinctive handfasting look. To do this, take the two loose ends of the cord and tie them together, making sure to leave a loop in the center.

Pull the loop tight, then take the left cord and make a small loop around the right cord. Cross the left cord over the right, then tuck it under and pull it through the loop you just made.

Now repeat the process with the right cord, making sure to cross it over the left this time. You should now have two loops side by side.

To finish the knot, simply pull on both loops until the knot is tight against the center of the cord. Repeat this process until you’ve reached the end of the cord, then tie a basic knot to secure the last loop. Trim any excess cord, then use your lighter or matches to carefully singe the ends to prevent fraying.

If you want, you can also add a drop of glue or clear nail polish to the ends for extra security.

And that’s it! You’ve now got a beautiful, handmade handfasting cord that you can use for your own ceremony or give as a gift to a friend.

The Best Website Hosting Services Of 2020

It’s only natural that our attention would turn to the best website hosting services of 2020 as the new year dawns. And what a year it’s been already! We’ve seen huge changes in the hosting landscape, with new providers popping up and old ones falling by the wayside. So what’s the best website hosting service of 2020 so far?

To answer that question, we’ve rounded up the best hosting providers of the year so far, based on our expert knowledge and real-world testing. These are the hosts that have impressed us the most, with their excellent performance, helpful customer support, and generous feature set.

And the best website hosting service of 2020 so far is…

1. Bluehost

Bluehost has long been a favorite of ours, and it’s easy to see why. The provider offers great value for money, with a wide range of plans suitable for both small and large websites. And it’s not just the price that’s impressive – Bluehost’s performance is excellent, too. In our tests, the provider consistently delivered fast page loading times, even under heavy traffic.

Bluehost’s customer support is also very helpful, with 24/7 live chat and a knowledgeable team that’s always on hand to answer your questions. Plus, the provider offers a generous money-back guarantee, so you can try it out risk-free. Overall, Bluehost is an excellent all-rounder, and it’s our top pick for the best website hosting service of 2020 so far.

2. HostGator

HostGator is another great all-rounder, and it’s our runner-up for the best website hosting service of 2020. Like Bluehost, the provider offers a wide range of plans at very reasonable prices, and it also delivers excellent performance. In our tests, we were impressed by HostGator’s fast page loading times and helpful customer support.

The provider also offers a great feature set, with everything you need to build a professional website, including a free domain name and SSL certificate. Plus, HostGator offers a 45-day money-back guarantee, so you can try it out risk-free. Overall, HostGator is a great choice for anyone looking for a reliable and affordable website hosting service.

3. SiteGround

SiteGround is a great choice for anyone looking for a high-quality website hosting service. The provider offers a wide range of plans, including a very affordable entry-level option. And it’s not just the price that’s impressive – SiteGround’s performance is excellent, too. In our tests, the provider delivered fast page loading times and helpful customer support.

The provider also offers a great feature set, with everything you need to build a professional website, including a free domain name and SSL certificate. Plus, SiteGround offers a 30-day money-back guarantee, so you can try it out risk-free. Overall, SiteGround is a great choice for anyone looking for a high-quality website hosting service.

4. A2 Hosting

A2 Hosting is a great choice for anyone looking for a fast and reliable website hosting service. The provider offers a wide range of plans, including a very affordable entry-level option. And it’s not just the price that’s impressive – A2 Hosting’s performance is excellent, too. In our tests, the provider consistently delivered fast page loading times, even under heavy traffic.

A2 Hosting’s customer support is also very helpful, with 24/7 live chat and a knowledgeable team that’s always on hand to answer your questions. Plus, the provider offers a generous money-back guarantee, so you can try it out risk-free. Overall, A2 Hosting is a great choice for anyone looking for a fast and reliable website hosting service.

5. InMotion Hosting

InMotion Hosting is a great choice for anyone looking for a reliable and affordable website hosting service. The provider offers a wide range of plans, including a very affordable entry-level option. And it’s not just the price that’s impressive – InMotion Hosting’s performance is excellent, too. In our tests, the provider consistently delivered fast page loading times, even under heavy traffic.

InMotion Hosting’s customer support is also very helpful, with 24/7 live chat and a knowledgeable team that’s always on hand to answer your questions. Plus, the provider offers a generous money-back guarantee, so you can try it out risk-free. Overall, InMotion Hosting is a great choice for anyone looking for a reliable and affordable website hosting service.

The Ultimate Wedding Registry Checklist

When it comes to wedding registry checklist items, couples have more options than ever before. With new technology and trends emerging all the time, it can be tough to keep up with what’s available – and what’s worth adding to your registry. That’s why we’ve put together the ultimate wedding registry checklist for the modern couple.

Dinnerware

Of course, you’ll need plates, bowls and cups for your new home – but don’t feel like you have to go traditional. There are plenty of trendy and stylish dinnerware sets available that will suit your taste and budget.

Cookware

If you love to cook, you’ll want to make sure you have the right cookware for your kitchen. There are so many different types and brands available, so do your research and choose the set that’s right for you.

Small appliances

From coffee makers to blenders, there are plenty of small appliances that can make your life easier. Choose the ones that you’ll use the most, and be sure to add a few fun items like a popcorn maker or ice cream machine.

Linens

You’ll need sheets, towels and tablecloths for your new home, so take the time to choose the right ones. Be sure to register for a mix of solid colors and patterns, and don’t forget about the little things like place mats and napkins.

Furniture

If you’re starting from scratch, you’ll need to register for some big-ticket items like furniture. But don’t feel like you have to go all out – there are plenty of affordable furniture options available these days.

Home decor

From rugs to curtains, you’ll want to add some home decor items to your registry. Again, there are endless options available, so take your time and choose the pieces that you love.

Technology

From TVs to laptops, you’ll want to make sure you have the latest and greatest technology in your home. But don’t get too caught up in the latest trends – just choose the items that you know you’ll use and enjoy.

Gift cards

Finally, don’t forget to add a few gift cards to your registry. This way, your guests can help you buy those big-ticket items that you may not be able to afford otherwise.

How To Make A Round Table Runner For A Rustic Wedding

This is a great project for a rustic themed wedding. You will need a few supplies to get started. First, you will need a table runner. You can find these at most fabric stores. Second, you will need some burlap. This can be found at most craft stores. Finally, you will need some jute twine. This can also be found at most craft stores.

To make the runner, you will first need to measure the circumference of the table. Then, cut the burlap to the correct size. Next, you will need to cut a strip of jute twine that is twice the length of the table runner.

Now, you will need to tie the jute twine around the middle of the burlap strip. Once you have done this, you will need to tie a knot in the jute twine. Next, you will need to cut the excess jute twine off.

Now, you will need to place the table runner on the table. You can either do this by tying the jute twine around the table leg or by taping the runner to the table.

Now, you are ready to decorate the table runner. You can add some rustic elements to the runner such as burlap flowers or jute twine bows. You can also add some personal touches to the runner such as the bride and groom’s initials or the wedding date.

This is a great project for a rustic themed wedding. It is also a great project for a DIY bride.

If you’re planning a rustic wedding, you’ll want to make sure your decor is on point. A round table runner is the perfect way to add a touch of elegance to your tablescape.

Plus, it’s easy to make! Here’s how:

First, you’ll need to gather your supplies. You’ll need a piece of burlap fabric, a ruler, a pencil, scissors, and hot glue.

Next, use your ruler to measure and cut a piece of burlap fabric that is 12 inches wide and 72 inches long.

Then, use your hot glue to attach the ends of the fabric together, forming a circle.

Now, you can embellish your table runner with anything you like. Try adding a lace trim or some pretty flowers.

And that’s it! Your round table runner is complete. Now just set it on your table and enjoy your rustic wedding decor.

The Importance Of A Personal Finance Policy

It’s no secret that money is one of the leading causes of stress in our lives. And with good reason – our financial wellbeing is essential to our overall health and happiness. That’s why it’s so important to have a clear and concise personal finance policy.

A personal finance policy is a set of guidelines that you develop to help you make smart financial decisions. It should outline your goals, both short-term and long-term, and provide a framework for how you will achieve them.

Your personal finance policy should be tailored to your unique circumstances and should reflect your values and priorities. For example, if you place a high value on financial security, your policy might include a goal to build up an emergency fund equivalent to three months’ worth of expenses. Or, if you’re aiming to retire early, you might have a goal to max out your retirement savings accounts each year.

Developing a personal finance policy can help to reduce stress and anxiety around money matters. It can also help you to make better financial decisions, both in the short-term and the long-term. If you’re not sure where to start, there are plenty of resources available to help you develop a personal finance policy that works for you.

It’s no secret that money is one of the leading causes of stress in our lives. Managing our finances can be a difficult and time-consuming task, and it’s easy to get overwhelmed. That’s why it’s so important to have a personal finance policy in place.

A personal finance policy is simply a set of guidelines that you follow in order to make financial decisions. It can be as simple or as detailed as you like, but the important thing is that it gives you a framework to work within.

Your personal finance policy should be tailored to your unique circumstances and goals. There is no one-size-fits-all approach, and what works for someone else may not be right for you.

Some things to consider when creating your personal finance policy:

-Your income and expenses

-Your short-term and long-term financial goals

-Your risk tolerance

-Your investment philosophy

Your personal finance policy will evolve over time as your circumstances and goals change. That’s perfectly normal, and it’s actually a good thing. As you gain more experience and knowledge, your policy should become more refined.

If you don’t have a personal finance policy in place, now is the time to create one. It will make managing your finances much easier, and it will help you stay on track to reach your financial goals.

How To Create A Personal Finance Policy For Your Family

It’s no secret that money is one of the leading sources of stress in our lives. And when it comes to our finances, it can be difficult to know where to start when it comes to creating a budget and getting our finances in order. That’s why we’ve put together this guide on how to create a personal finance policy for your family.

A personal finance policy is simply a set of guidelines that you and your family agree to follow when it comes to your finances. By creating a personal finance policy, you can take the guesswork out of budgeting and financial decision-making, and help to ensure that your family’s finances are on track.

Here are a few things to consider when creating your personal finance policy:

1. Determine your family’s financial goals

The first step in creating a personal finance policy is to determine your family’s financial goals. What are you hoping to achieve with your finances? Do you want to get out of debt? Build up your savings? Invest for your future? By setting some financial goals, you’ll have a better idea of what your personal finance policy should include.

2. Set some ground rules

Once you know what your family’s financial goals are, you can start to set some ground rules for your personal finance policy. These rules will help to ensure that everyone in your family is on the same page when it comes to your finances.

Some examples of ground rules that you may want to set include:

– No one should spend more than X dollars without consulting with the rest of the family

– We will only use credit cards for emergencies

– We will save X percent of our income each month

3. Create a budget

A budget is an essential part of any personal finance policy. By creating a budget, you’ll be able to track your family’s income and expenses, and make sure that your spending aligns with your financial goals.

4. Have regular financial check-ins

Once you’ve created your personal finance policy, it’s important to have regular financial check-ins with your family. This will help to ensure that everyone is still on track with your policy, and that any changes that need to be made can be discussed and implemented.

Creating a personal finance policy for your family can help to take the stress out of budgeting and financial decision-making. By following the steps above, you can create a policy that will work for your family and help you to achieve your financial goals.

10 Creative Couples Halloween Costumes That Will Up Your Instagram Game

With Halloween just around the corner, now is the time to start thinking about what costume you and your significant other will wear. And if you’re the type of couple who loves to get creative and have some fun with your costumes, then we’ve got the perfect inspiration for you!

From classic TV duos to iconic movie characters, these 10 couples Halloween costumes will definitely up your Instagram game. So start planning your costume and get ready to have a spooktacular time!

1. The Addams Family

What’s more classic than The Addams Family? If you and your partner are fans of the original TV show or the recent films, then dressing up as Gomez and Morticia Addams is the perfect couples costume for you. And you can even get your little ones in on the fun by dressing them up as Wednesday and Pugsley!

2. Bonnie and Clyde

For a couples costume that’s a little more on the naughty side, dress up as Bonnie and Clyde. This famous duo was known for their criminal antics, so make sure your costume is bold and sexy. And don’t forget the prop guns!

3. Batman and Catwoman

If you and your partner are fans of all things superhero, then dressing up as Batman and Catwoman is the perfect couples costume for you. You can find some great Batman and Catwoman costumes online or in stores, or you can get creative and put your own costumes together. Either way, you’re sure to look great and have a ton of fun!

4. Beauty and the Beast

For a couples costume that’s truly magical, dress up as Belle and the Beast from Disney’s Beauty and the Beast. This is a great couples costume for those who love Disney movies and want to show off their creative side. You can find some great Belle and Beast costumes online or in stores, or you can put your own costumes together. Either way, you’re sure to look great and have a ton of fun!

5. The Flintstones

For a couples costume that’s fun and festive, dress up as Fred and Wilma Flintstone from The Flintstones. This classic cartoon couple is sure to be a hit at any Halloween party. And you can even get your little ones in on the fun by dressing them up as Pebbles and Bam-Bam!

6. Ghost Busters

If you and your partner are fans of the Ghostbusters movies, then dressing up as Peter Venkman and Dana Barrett is the perfect couples costume for you. You can find some great Ghostbusters costumes online or in stores, or you can put your own costumes together. Either way, you’re sure to look great and have a ton of fun!

7. The Incredibles

For a couples costume that’s super fun, dress up as Mr. Incredible and Elastigirl from Disney’s The Incredibles. This is a great couples costume for those who love Disney movies and want to show off their creative side. You can find some great Mr. Incredible and Elastigirl costumes online or in stores, or you can put your own costumes together. Either way, you’re sure to look great and have a ton of fun!

8. Mario and Princess Peach

For a couples costume that’s truly classic, dress up as Mario and Princess Peach from the Super Mario video games. This is a great couples costume for those who grew up playing video games and want to show off their nostalgic side. You can find some great Mario and Princess Peach costumes online or in stores, or you can put your own costumes together. Either way, you’re sure to look great and have a ton of fun!

9. Pirates of the Caribbean

For a couples costume that’s truly swashbuckling, dress up as Jack Sparrow and Elizabeth Swann from Disney’s Pirates of the Caribbean. You can find some great Jack Sparrow and Elizabeth Swann costumes online or in stores, or you can put your own costumes together. Either way, you’re sure to look great and have a ton of fun!

10. Wonder Woman and Superman

For a couples costume that’s truly heroic, dress up as Wonder Woman and Superman from DC Comics. You can find some great Wonder Woman and Superman costumes online or in stores, or you can put your own costumes together. Either way, you’re sure to look great and have a ton of fun!

How to get discounts on wheels

If you’re in the market for a new set of wheels, you’re probably looking for ways to save money. Here are a few tips on how to get discounts on wheels.

1. Shop around. Don’t just buy the first set of wheels you see. Compare prices at different stores and online.

2. Look for sales. Many stores have sales on wheels periodically. If you can wait to purchase your wheels until a sale is happening, you’ll likely save money.

3. Use coupons. When you’re shopping online, look for coupon codes that can save you money on your purchase. You can find online or in store coupon codes for wheels on CouponCabin, Dealnews, or Dealvario

4. Join a loyalty program. If a store has a loyalty program, sign up for it. You may be able to get discounts or other perks.

5. Ask for a discount. If you’re purchasing in-person, don’t be afraid to ask the salesperson for a discount. They may be able to give you one.

Following these tips can help you save money on your next set of wheels.

We all love a good deal, and when it comes to our cars, we want to get the best value for money. That’s why we’ve put together this handy guide on how to get discounts on wheels.

1. Do your research

The first step to getting a discount is to do your research. You need to know what you want and what you’re willing to pay. There are plenty of resources online and in your local library to help you with this.

2. Shop around

Once you know what you want, it’s time to start shopping around. Compare prices from different dealers and manufacturers. Don’t be afraid to negotiate – the worst they can say is no!

3. Take advantage of promotions

Many dealers and manufacturers offer promotions and discounts throughout the year. Keep an eye out for these, and you could save yourself a lot of money.

4. Use your bargaining power

If you’re buying a car from a dealer, they will usually have a margin to play with. This means that you should be able to get a discount if you’re willing to negotiate.

5. Don’t be afraid to walk away

If you can’t get the discount you want, don’t be afraid to walk away. There are plenty of other dealers and manufacturers out there, and you’ll eventually find one that’s willing to give you a good deal.

How to Be Financially Literate While You’re in College

You might be physically fit while you’re young and in college, but staying in good financial shape is another matter. Being solvent is easily one of the hardest of accomplishments because there are a lot of other things to focus on: the effort to get good grades, your social life, your love life, and your health. Most students eschew financial considerations in hopes that they’ll make good money with a decent job after college.

Statistically speaking, counting on your postgraduate job does make some sense. In terms of college degree earnings, college grads make $549 per week more than high school grads on average. And, nearly 15 percent more college grads are employed. Yet, student loan debt provides a stark contrast to these numbers. The average class of 2016 grad owes $37,172, and the grand total of nationwide debt is $1.31 trillion (yeah that’s 1.31 with ten zeros after it).

No one would blame you for wanting to keep from apart of that stat. To avoid looming student loan debt, consider the following:

Take Online Courses

Why online courses? To avoid student loan debt, you should work while in college, and online classes allow you more flexibility so you can tailor your schedule accordingly.

Here’s how it works

You have some great options in terms of paying for college:

  • Find an employer who offers tuition assistance: For example, Starbucks will pay for your tuition at Arizona State University, and there are other companies that will help you pay for college as well
  • Apply for federal grants: A grant is basically sponsorship money for your education
  • Apply for scholarships: There are a great many scholarships available from private and public organizations
  • Join the military: A tough pill to swallow for some, but the G.I. Bill can help pay your way through college

Noticing a common trend with all of the above? They require extra legwork, but don’t fret; if you work hard to pay your way through college with all the available options, your time after school will be much more enjoyable.

Student Loan Debt Is Like a Steel Trap

Here’s how it works

You’re not required to begin paying on loans till after you graduate, and even then there’s a grace period. But once the payment terms kick in, they’re a very serious loan, and your history with payments reflects on you for a long time. Never default on student loans—it hurts your FICO credit score. Within the first year, skipping a payment on a fixed-rate 15-year loan will hurt you for the next 22 years. If you default on the loan—which means you don’t make payments for more than 270 days—it will seriously damage your credit score for seven years. You won’t be able to buy a house, it’ll be tough to buy a good car—just don’t do it.

Build Good Credit

If you’re working, you have the opportunity to start building your credit score, meaning when you graduate you’ll be in good financial standing, ready to succeed on your own.

Here’s how it works

Even if you have to take out loans, student debt and credit score are not necessarily poor bedfellows. Save up money while you’re working and then make regular payments on your loan. Don’t make partial payments, pay the entire amount due each time your bill comes around. Credit agencies will take note and your score will climb steadily.

Even during college you can begin building good credit. Get a student credit card and get smart with it. Only make credit purchases you can afford pay off immediately. In other words, make strategic purchases on the card. Check how much you have in the bank, then buy a few things (the fun part), then pay what you owe at the end of the month.

The interest rate on your college card will skyrocket after the initial terms expire, I guarantee it. That’s one reason why you must pay off card debts in full when payment is due. Once you have the chance to get a new card with better terms (such as a cash rewards card), take it. Then, make sure your original card is free of all debts, dispute any incorrect records, and leave the card open with zero debts. This shows creditors you’re responsible.

You Can’t Lose

If you maintain a job during college, look into grants and scholarships, and pay your way, you’ll graduate debt-free and in good financial standing. Maintain that college credit card in good standing along the way. Or, take out loans, get a job, save money, and pay your loans off reliably after you graduate.

You can’t lose with these strategies because you’ll be free of the steel trap that is student loan debt, and your credit score will be stacked to make important purchases. What’s more, you’ll have that degree, which pretty much guarantees you’ll make more money than high school grads. It also guarantees you learned something, and that’s the most valuable thing of all.

Power breakfast: Strawberry Smoothies!

The very basis for saving money on groceries is to stock up when on sale.

Now, strawberries are ripe, ready and cheap!

Stock up on the great sales of fresh strawberries. Wash, remove stems and freeze whole for refreshing after school smoothies in the blender with juice or yogurt. With yogurt or protein powder added makes a great breakfast on the run! You can even sneak in some dry uncooked oatmeal.

My boys always enjoyed frozen bananas in their smoothies too. So if you buy bananas, and they begin to ripen before you can eat them, peel them and freeze in a plastic bag to add to smoothies. When Davi was living with us, my cute basketball player exchange student from Cayman Islands, he loved what he called “Chunky Monkey”. In the blender, he put: milk, frozen bananas, peanut butter, and dry instant oatmeal, and a scoop of protein powder. He would run out the door to basketball practice with his high protein, power breakfast in hand.

You can freeze and later enjoy any in season fruit that’s on sale!

Enjoy!

Healthy Food For Healthy Families

There are so many ways to make small changes that can really boost your family’s nutrition. I’m with you if you cringed at that thought. Years ago, when all the coupons started coming out with healthy alternatives, my family acted like I was pulling their teeth to get them to eat whole wheat bread, and whole wheat pasta. They’re over it now, and all is well. And I would encourage you that it’s worth going through it! 

I read a thread on our message board that sparked some good ideas for improving the family’s nutrition. So I made a list of some easy changes that can really improve the health and nutrition for your family, without making your wallet or your family’s taste buds scream:

1. Puree extra veggies into sauces, soups, chili, casseroles, etc. They won’t dislike it, if they don’t know it’s there!

2. Make more dried bean meals, or add beans to meat meals. They’re loaded with fiber, complex carbs, and protein. My husband doesn’t like beans in chili. But if I mash them, it thickens the chili, and he doesn’t realize the beans are there. Get creative!

3. Switch to whole grain bread. Don’t give in to your family’s complaints, if they’re addicted to white bread. Trust me. If that’s all they get, they’ll learn to love it. I went through it for over a year, but no more complaints. And it was worth it. BTW – There’s tons of coupons for these things, so you don’t have to blow your budget to have healthier alternatives.

4. Cut down on HFCS, high fructose corn syrup – Read the labels. There are MANY more options now without it, on the same shelf in your supermarket. And they taste just as good.

5. Serve the salad before the meal. This works for my husband, who will pick at a salad, unless if it’s all there is.

6. Cut out sodas at home. Or, if you like to have them for special occasions, and they’re on sale, buy them, and hide them, and dole them out when the time is right.

7. Choose the “low sugar”, “low fat”, “low sodium”, “high fiber” options. Nearly every food line now has those options for things like cereal, soup, bread, yogurt, etc.

8. Use “good on any” coupons on organic – Nearly every major food manufacturer has organic in their lines now. Use “good on any” coupons to buy the organic in the manufacturer’s line of foods. For example, a “good on any Brand X” coupon can be used on their organic Brand X products. Organic will never have HFCS, among other things.

Be Careful What You Believe on the Internet

The internet is FULL of information. But just because you read it on the internet, doesn’t mean it’s true. It’s becoming almost a chore to plow through un-necessary or even inaccurate information. So what’s true and what isn’t? Reliable sources can be hard to find. And the best sources may cost money.

Many websites are starting to recognize that people will pay for premium content. The Wall Street Journal online has tons of free articles. But to get premium content, you can buy online access for $1.99 a week. And I guess that’s now a bigger seller than the hard copies of WSJ. That’s just one indicator that people are beginning to recognize the true value of paying for premium content on the web.

The other day, I blogged that TheGroceryGame.com showed 121 UN-advertised sales on one of our Kroger LISTs. 6 of those Unadvertised sales were for free items. Our Quality Control department compared that Kroger LIST to the “same” list at one of the most popular free sites. This site claims to have Unadvertised sales. We’ve always known that on the few lists where they actually do have Unadvertised sales, they only have a few. And on most lists, they actually don’t have any UNadvertised sales. On this Kroger list, however, they did indeed have 7 of the 121 Unadvertised sales.But among those 7 of 121, the free items were missing.

The loss of savings on those seven missing free items is $9.19.  But it doesn’t stop there. This free list is missing coupons on lots of their advertised sales. Even worse, where coupons are included, too many of them are listed at the wrong time. According to our databases, this free site arbitrarily posts coupons with any sales in the sales ad without regard to timing. Our databases indicate that many of those sales are not at their historical lows. This and too many more awful mistakes to list just lead to more lost savings. All in all, someone shopping this week at Kroger with that “free” list stands to lose up to $56 in potential savings than if they had shopped with the premium list at TheGroceryGame.com for a nominal sum of $1.25.

Long before the idea of paying for premium content was popular,TheGroceryGame.com was a “pay to play” content site and still is. Now, we have tons of free things like Teri’s Coupon Tracker, printable coupons, and other resources in Teri’s Coupon Center. But by and large, it’s the “pay to play” portion that has become ever more valuable to those who really want to save the most time and money. In fact, they usually save enough in the four week free trial to buy a deep freezer. Sure, there’s lots of free grocery information out there on the web, even free “lists” loaded with unreliable information. But they’re not the premium content as in The Grocery Game, and they don’t deliver the same savings…  not even close! 

I feel vindicated once again, that sometimes you have to “pay to play”. And glad we’re providing truly premium content that saves our members more money than anywhere else on the web… Every week on our 220+ LISTs nationwide!